Know What's Happening in Wealth Management
Know What's Happening in Wealth Management
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Every morning
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Buffett’s Playbook: Value Investing Rules for Stock Picks
Warren Buffett focuses on companies with consistently high return on equity, low debt‑to‑equity ratios, and expanding profit margins. He seeks firms that own durable competitive advantages and only buys when the market price is below intrinsic value.
Eaton Vance Municipal Income Trust (EVN) earned a buy rating for investors seeking federally tax‑free income, delivering a 5.9% annual yield paid monthly. For taxpayers in the 30%+ bracket this equates to an 8‑9% taxable‑equivalent return. The fund’s portfolio is 57.9% investment‑grade municipal bonds, employs 40% leverage, and trades at a 2.43% discount to NAV. While stable or falling rates support performance, rising rates remain the primary downside risk.
A 56‑year‑old reader with a $60,000 SEP IRA worries about outliving her husband’s pension and wonders if it’s too late to build a retirement nest egg. She feels overwhelmed by generic online advice and wants an independent financial adviser who...
The author argues against investing in BDC ETFs such as BIZD and PBDC, favoring a selective approach to individual business development companies. He highlights that the BDC universe is small, with only two pure‑play indices, making ETFs less transparent. Hidden...
The federal government lifted the 401(k) annual contribution limit to $24,500 for 2026. The increase gives high‑earning workers a larger tax‑advantaged savings window, but most Americans may see little change to their retirement trajectory. Wealth managers must now recalibrate advice...
The CNN Fear & Greed Index has plunged into extreme‑fear territory, highlighting heightened market volatility in 2026. In this climate, dividend‑paying stocks attract income‑focused investors, but only if the payouts are sustainable. The article explains how the dividend payout ratio...
Stick to long term plans. $spx monthly flows win. 529 plans can pay for college Markets take the stairs up and the elevator down." This chart proves it beyond any doubt. S&P 500. Every bull and bear market since 1949. Bull markets: → Average...
Chuck Akre on decision-making "The fewer investment decisions we make, the less exposure we have to making mistakes. Obviously, these decisions that are made must be correct, which is why we spend so much time trying to understand the quality of...
The Georgia General Assembly approved a reduction of the state income‑tax rate from 5.19% to 4.99% and a scaled‑back property‑tax relief that will be financed by a new one‑cent sales tax. The measures, set to take effect if Gov. Brian...
The U.S. Department of Labor released a proposed rule on March 30, 2026 that would broaden the range of investment options—including ETFs—in employer‑sponsored retirement plans. The rule creates a safe‑harbor framework for fiduciaries and defines “designated investment alternatives” to include...
Claiming Social Security is a lifelong decision that can cost retirees millions if mishandled. A 2022 study shows the average couple forfeits about $182,370 due to suboptimal filing choices. The article outlines five smart moves, including verifying your earnings record,...
Beta shows market sensitivity but loses value in crises. R² reveals reliability—low R² implies idiosyncratic risk. Beta shifts with lookback. Trade insight: apply beta at portfolio level, not to single stocks. — Viktor Kopylov, PhD, CFA More insights: t.me/si14Kopylov
My mamu married in 2021 & having a girl child. His income is about ₹15 LPA. Everyone said: “Put your kid in ₹5L private school.” But he did what I said & instead Choose: • Govt school. ₹500/year. • Saved ₹5 Lakh every year. • Investing silently. After...
The State Street SPDR Portfolio S&P 500 ETF (SPYM) has posted an average 10‑year return of 15.5% while charging a razor‑thin 0.02% expense ratio. Since its launch in 2005 the fund has generated roughly 11% annualized gains, outpacing the broader market’s...
$800K in RSUs. Vested into a Morgan Stanley account over 6 years. You die. The IRS doesn't care that you're Singaporean. Those are US-listed shares. They're included in your estate. And the exemption for non-US persons? $60,000. Not $60,000 per stock. $60,000 total.
Go out a year or more, and it's clear why staying invested is key to building wealth JPMAM https://t.co/MTyltd1yyP
ET MutualFunds has published ready‑made SIP portfolios aimed at conservative investors, dividing allocations across three monthly investment brackets – roughly $24‑$60, $60‑$120, and above $120. Each bracket assigns 50% of the SIP to ICICI Prudential Regular Savings Fund, with the remainder spread...
5 Beneficiary Designations For Clients To Review Now ➡️How financial advisors can add value for their clients by holding a beneficiary designation review meeting and by being aware of opportunities for changes as their clients' (and the clients' current beneficiaries')...
Gig work is flexible. Gig taxes? Not so much. No 1099 doesn’t mean no reporting—and some new deductions sound great… until you realize there are rules attached. It’s one of those “simple until it’s not” situations. Here’s what to know: https://t.co/BXKJJZUpEQ
Fidelity Investments’ 2026 State of Retirement Planning Study reveals that a $1 million nest egg no longer assures a comfortable retirement. Survey respondents say they expect to need $1.4 million, while the average saver has just $490,000 saved. The report flags five...
“Ninety-nine percent of investors shouldn’t try to get rich too quickly—it’s too risky. Try to get rich slowly.” — John Templeton https://t.co/WNkQILQKip
I Read 100 Wealth Books: These 10 Lessons Separate The Rich People From Everyone Else https://t.co/krRorUYDnW
A systematic investment plan (SIP) of ₹1 lakh per year in the Sensex from 2001 to 2025 would have grown to roughly ₹1.54 crore (about $185,000), delivering a cumulative return of over 2,500%. The index surged from 3,262 in 2001 to a...
Social Security can be claimed at age 62, but the benefit is only $2,969 per month, far below the $5,181 monthly payout available at age 70. Waiting not only raises the monthly check, it also lets higher‑earning later years replace...
"Patient" and "long-term" are not strategies. They're just words. If your thesis is wrong, being long-term only multiplies your problems. Time is your friend with good businesses and your enemy with bad ones.
My 1-st gen earner Money System: - earn and keep upskilling - live and spend intentionally - build a buffer in ‘cash’ - invest the excess regularly That’s it.
Since the U.S. and Israel launched strikes on Iran on Feb. 28, the S&P 500, Dow Jones Industrial Average and Nasdaq Composite have each slipped between 3.5% and 5%. The modest pullback has sparked debate among wealth managers about whether...
One of the dumbest loopholes in the US tax code The IRS says if I make more than $168K filing single or $252K married filing jointly in 2026 I cannot contribute directly to a Roth IRA But I can still get funds inside...
JPMorgan has released a retirement‑savings benchmark that aligns target balances with household income for workers aged 50 and 55, assuming retirement at 65. The model presumes a 5 % gross‑income savings rate, a portfolio of target‑date funds, and a 35‑year retirement...
Your art can be your retirement account. The idea is to set aside a few pieces of your best work per year and hold them back until you decide to slow down or stop. The longer you're around and the...
Girard, a Univest Wealth Division, has expanded from a $500 million registered investment adviser to $5.9 billion in assets under management by year‑end 2025, with $2.8 billion concentrated in its private‑client advisory business. The firm serves high‑net‑worth individuals—typically $2‑10 million in assets—and institutional foundations,...
Warren Buffett proves that trust and credibility often matter more than fancy strategies. Learn why genuine, long-term value investing beats hype and how staying disciplined can help you build wealth over time.
Most investors think 'Value' means buying low P/E or low Book Value stocks. Buffett disagrees. For instance, growth is usually seen as a positive. But if a business has low returns on capital, growth is actually a value destroyer. Sometimes the 'expensive'...
Financial planners warn that once an emergency fund reaches three to six months of expenses, any additional cash should be moved out of low‑interest accounts. With 45% of Americans expecting a weaker economy and the average job search now approaching...
I'm not supposed to give investment advice, but compliance has never said I can't suggest overweighting US Treasuries :) Tinderbox Seeking a Spark: US Treasuries vs. Gold A basic factor may be all that's needed to spur some reversion from the...
Fannie Mae has launched a pilot program allowing borrowers to secure mortgages using crypto‑backed assets as collateral, marking the first major U.S. government‑sponsored mortgage entity to embrace digital currencies. The initiative targets investors who need cash flow but prefer not...
$1 invested for a 20 year old can turn into $73 by retirement. But don't go in blind Here are 5 must know rules to guide new investors:
Fidelity and AARP are urging workers to avoid early withdrawals from 401(k)s and IRAs, warning that the IRS imposes a 10% penalty on top of ordinary income tax. The alert comes as research shows 32 million retirement accounts sit idle, holding...
LIC vs. Mutual Fund LIC: - Annual Investment: ₹96,000 - Duration: 20 years - Total Investment: ₹19.20 lakhs - Maturity (25th year): ₹43 lakhs (approx.) - Annual Return: 7.2% (relatively low) Mutual Fund: - Monthly SIP: ₹8,000 (equivalent to ₹96,000/year) - Duration: 20 years - Total Investment: ₹19.20 lakhs - Maturity:...
I just released a portfolio update. Four moves. Three Sells. One Buy. One strategy. I am positioning for a period where active capital allocation and a strong stomach will be the primary drivers of performance. Read the full breakdown of...
Investor Warren Buffett’s timeless maxim—“be fearful when others are greedy and greedy when others are fearful”—encapsulates contrarian market thinking. The quote underscores how collective emotions drive prices away from intrinsic values, creating cycles of overvaluation and discount. Buffett advises disciplined...
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Recent Fidelity data shows the average millennial holds roughly $80,000 in 401(k) assets, though median balances are considerably lower, highlighting a skewed distribution. Millennials entered the workforce amid the Great Recession, faced stagnant wages, and carry the highest share of...
High‑earning professionals often assume their career discipline translates into financial success, but many fall into avoidable mistakes. Procrastination, lack of structured planning, and decision fatigue cause cash to sit idle, concentrated equity exposure, and missed tax‑saving opportunities. The article argues...
In this episode, Owen Lamont of Acadian Asset Management and Harvard professor Randy Cohen discuss the evolution and appeal of private equity, focusing on its historically higher returns and lower reported volatility compared to public markets. They explore the concept...
Vietnam is poised to shift from a frontier to an emerging market when FTSE Russell reclassifies it in September 2026, unlocking broader investor access. The economy’s growth is driven by export diversification, a massive investment push, and a burgeoning middle class,...
If you are between 18 and 30 years old you are sitting on the most powerful wealth-building advantage that exists, TIME. Not salary, not connections, and not luck. TIME. And every day you spend not investing is a day you are handing...
Banks kept autocallable income locked behind high minimums for years. @graniteshares just put it in an ETF — 20%+ yields. NASDAQ seminar April 10 explains it all. @willrhind https://t.co/Xx3nS8vCjF
Doing a quick assessment one or two times a month can help you stay on top of your finances and address any weaknesses in your savings and spending strategies. https://t.co/9cnFCvqWhZ
A drawdown of some magnitude happens every year. Expect, prepare for it, and embrace it. This is the reason why you earn a premium for owning stocks. https://t.co/uLbuAmZ29E
If your charitable donation is worth $2 million, you probably shouldn’t try to take a $180 million deduction. Otherwise, as Hancock County Land Acquisitions discovered in Tax Court, you could face a 40% gross valuation misstatement penalty. https://t.co/o1C0zoX0lj
The UK’s rich race to shift their wealth before inheritance tax deadline https://t.co/Oy2bk49vd3 via @BenStupples @KatiaPorzo https://t.co/Fe9T2ReLeA
